Bank of Sunset and Trust Co.
 
Information
Services

Checking Accounts

Account Type More Info Minimum
Opening
Balance
Monthly
Service
Charge
Balance to Avoid Service
Charge
Regular Checking arrow $50 $8(a) $700
Regular Checking
  • Services:

    Free internet banking
    Free online bill pay and e-bill delivery
    ATM/Debit card - $12.00 per year
    Free telephone banking
    Unlimited check writing
  • Monthly Service Charge (a):

    $700 or more, No Charge
    $500 to $699.99, $4.00
    $300 to $499.99, $6.00
    Less than $300.00, $8.00

Senior Checking arrow $50 $0 N/A
Senior Checking

(minimum age to open senior checking account is 62)

  • Services:

    Free internet banking
    Free online bill pay and e-bill delivery
    ATM/Debit card - $12.00 per year
    Free telephone banking
    Unlimited check writing
  • Monthly Service Charge:

    None
Thrift Checking arrow $50 $2.50 N/A
Thrift Checking
  • Services:

    Free internet banking
    Free online bill pay and e-bill delivery
    ATM/Debit card - $12.00 per year
    Free telephone banking
  • Monthly Service Charge:

    $2.50 per month, regardless of balance
    $.25 each debit
Sunset Free Checking arrow $100 $0 N/A
Sunset Free Checking
  • Services:

    Free internet banking
    Free online bill pay and e-bill delivery
    Free telephone banking
    ATM/Debit card - $12.00 per year
    Unlimited check writing
Personal NOW arrow $1,000 $7.50(b) $1,000
Personal NOW
  • Rate Information:

    This Account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
  • Balance Information:

    We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
  • Services:

    Free internet banking
    Free online bill pay and e-bill delivery
    Free telephone banking
    ATM/Debit card - $12.00 per year
  • Monthly Service Charge (b):
    (Based on minimum ledger balance)

    $1,000 or more, No Charge
    Less than $1,000.00, $7.50/month
Premium NOW arrow $2,500 $10(c) $2,500
Premium NOW
  • Rate Information: 

    This account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
  • Balance Information: 

    We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We will use an interest accrual basis of 365(or 366 in leap year) for each day in the year. You must maintain a minimum balance of $50,000 in the account each day to obtain the disclosed annual percentage yield.
  • Services:

    Free internet banking
    Free online bill pay and e-bill delivery
    Free telephone banking
    Free money orders
    Free 1st box of checks
    ATM/Debit card - $12.00 per year
  • Monthly Service Charge (c):

    Less than $2,500, $10.00/month

Financial Calculators
How much do I need for a rainy day, retirement, my child's education, a dream vacation - click here to calculate how much you will need for those special times.

Customer Service
Contact one of our friendly customer service representatives at one of our locations. They will be happy to help you find the account or service that's right for you.

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