Bank of Sunset and Trust Co.

Mortgage Loan Products

Fixed Rate Mortgage Loan

  • Loans secured by a first mortgage on residential property
  • Loans secured by a second mortgage on residential property

Interim Construction Loan

  • Interim financing for construction of home

Affordable Housing Program

 Bank of Sunset offers an Affordable Housing Program for low to moderate-income families.

 The program offers the following features:

  • Up to 30 year fixed rate mortgage
  • Loan amounts up to $80,000.00
  • 100% financing of purchase price, subject to acceptable appraisal
  • Home Improvement and Refinance loans allowed
  • Closing Cost and Insurance are the only out of pocket cost
  • No origination fee
  • Private mortgage Insurance (PMI) not required
  • Escrows for taxes and insurance not required
  • Mobile homes with land allowed (max 10 year term)
  • Must meet normal bank credit criteria
  • Max debt-to-income ratio @ 45%
  • Completion of home ownership counseling required
  • Limited to census tract locations within the Bank's delineated lending area

Contact a Mortgage Loan Officer today for more details and current rates at (337) 703-3144

What’s the loan process?
  1. Print documents (mortgage loan application checklist, application)
  2. Gather items requested in mortgage loan checklist and complete application.
  3. Contact a mortgage loan officer to set up an appointment.

Print Loan Application

Print Checklist

Contact a loan officer

Financial Calculators
How much do I need for a rainy day, retirement, my child's education, a dream vacation - click here to calculate how much you will need for those special times.

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